* Annual Percentage Yield (APY) is accurate and effective as of December 21, 2012 and may change without notice. 1.01% APY paid on personal account balances between one penny and $20,000 each cycle account meets minimum requirements of having direct deposit or ACH, e-statement, and 10 debit card transactions. .35% APY paid on personal account balances greater than $20,000 when same requirements are met. If minimum requirements are not met, account will still earn .05% APY regardless of balance. $100 minimum deposit to open. Fees may reduce earnings.

Personal Savings
Allow FirstAtlantic Bank to help you save for tomorrow with no monthly fees today!

How it benefits you:

  • No minimum balance
  • No monthly maintenance fee
  • Tiered interest rate (rates increase as balance increases)
  • Free internet banking with Bill Pay
  • Free Notary service

Quick Facts:

  • Maximum of six debits allowed, excessive debit fee of $15 applies*.

Atlantic Treasure Money Market
The premier money market account from FirstAtlantic Bank allows for easy access to your personal savings. Get started today and begin personal banking in a whole new light.

How it benefits you:

  • Tiered interest rate (rates increase as balance increases)
  • Convenient access to savings
  • Free internet banking with Bill Pay
  • Free Notary service

Quick Facts:

  • $500 minimum daily balance required to avoid $15 monthly maintenance fee
  • Maximum of six debits allowed, excessive debit fee of $15 applies*

Sand Dollar Savers
If you are under 18 years of age, this is a great way to start saving. Invest in your future - beginning today!

How it benefits you:

  • No minimum daily balance requirement
  • Tiered interest rate (rates increase as balance increases)*

Quick Facts:

  • Maximum of six debits allowed, excessive debit fee applies*

Health Savings Account (HSA)
An HSA allows you to manage your healthcare dollars while earning interest at the same time.*

How it benefits you:

  • No minimum daily balance requirement
  • Free Internet Banking
  • Free personalized standard checks
  • MasterCard® Debit Card/ATM Card*
  • No annual fees
  • Earns competitive rate of interest

Quick Facts – You are eligible if you are:

  • Covered under a high deductible health plan
  • Not enrolled in Medicare
  • Not claimed as a dependent on another’s tax return
  • Not covered by any other type of insurance that is not considered a high deductible health plan

Certificate of Deposit
Earn a higher rate of interest on your personal savings with a FirstAtlantic Bank Certificate of Deposit. We offer a variety of certificates ranging in terms from one month to five years.*

Individual Retirement Account**
It’s never too early to start saving for your retirement. At FirstAtlntic Bank we offer traditional IRA’s and Roth IRA’s.

  • $500 minimum
  • Interest is fixed for the term selected and paid at maturity
* For specific rate and details, visit or call one of our financial centers. Subject to credit approval.
** Other restrictions may apply.

FDIC Insurance
As of July 21, 2010, the standard maximum deposit insurance provided by the FDIC has been permanently increased to $250,000 per depositor, per insured depository institution for each account ownership category. For more information on FDIC insurance, visit www.FDIC.gov.