* Annual Percentage Yield (APY) is accurate and effective as of December 21, 2012 and may change without notice. 1.01% APY paid on personal account balances between one penny and $20,000 each cycle account meets minimum requirements of having direct deposit or ACH, e-statement, and 10 debit card transactions. .35% APY paid on personal account balances greater than $20,000 when same requirements are met. If minimum requirements are not met, account will still earn .05% APY regardless of balance. $100 minimum deposit to open. Fees may reduce earnings.

Board of Directors

Rodney E Bennett, Chairman
Walter T. Boney Jr.
Zimmermann Boulos
Thomas H. Coley
Brian R. Foster
Joseph J. Thomas
Mitchell W. Hunt, Jr, President and CEO
T. Michael White, Executive Vice President

Jacksonville Advisory Board

Terry Brown
Bill Buckingham
Matthew E. Edelman, CPA
Chris Imbach
Richard E. Miller Jr.
Jenny Vickers

St. Augustine Advisory Board

C. William Curtis
Sherry Davidson
A.J. McGuiness
Todd Neville
Gene Smith

Clay County Advisory Board

John A. Adams, CPA
James W. Horne
David A. King
Tim O'Keefe
Van Royal